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Aaron's A to Z Garden of
Information
10 Tips To Prevent Credit Card Fraud
10
Tips To Prevent Credit Card Fraud
by Paul Davis
Imagine opening your credit card statement one morning and discovering to
your horror that you suddenly owe thousands of dollars - on purchases that
you never made.
Impossible?
Credit card fraud on the rise, so you need to treat your card and its
information with extreme care.
Here are 10 tips to help insure you're not the victim of thieves and
fraudsters:
1. Sign new and replacement cards immediately.
2. Destroy the old cards by cutting them into pieces and shred all old
receipts and bills.
3. Don't fax your credit-card number, if possible. Remember, the faxed
document could remain in sight at the other end for long periods of time.
4. Don't give your card number over the phone unless you have initiated the
call.
5. Destroy any carbon paper if it's used as part of the credit card
transaction. Somebody can grab it and forge your signature.
6. Don't respond to any "scam" e-mails requesting your credit card number.
7. Never send your credit card number in an e-mail to anyone!
8. A good option for discouraging theft is to choose a credit card that
includes your photo and signature on the card.
9. If you have questions about mistakes or unauthorized items on your
statement, you have the right to challenge them.
10. If your card is lost, stolen, or you suspect fraudulent use, call your
company's 24-hour hotline immediately to prevent your card from being used
as little as possible. The company will block its use, and you won't be
responsible for any charges made by thieves.
You'll never deter fraudsters completely. But you can certainly make life as
difficult as possible for them.
Paul Davis may be contacted at
http://Debt-Elimination-4U.com.
Paul Davis is financial writer and contributor to 'Debt Elimination 4U'.
Visit the site now for some friendly information on how to get out of debt.
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